Higher Certificate in Business Management in Credit Banking


The Higher Certificate in Business Management: Credit Banking (HCBM: Credit Banking) has been developed for entry-level bank managers who need to know how banks work, through a fundamental understanding of key bank management functions.

After successfully completing the HCBM programme, you will be able to inter-alia:

Introduction to Banking

Credit Management

Fundamentals of Financial Management

People Management

General information

This programme develops entry-level bank business managers who are equipped with relevant skills to perform their roles and responsibilities more effectively. The HCBM in Credit Banking is for those considering a management career in banking, or have been working in banking and want to progress into general bank management.

Duration: 1 year


NQF level 4 qualification (eg Senior Certificate) or Are at least 23 years old and two years’ work experience* and Basic computer skills
* Subject to an RPL process


The Higher Certificate in Business Management-Credit Banking is an NQF level 5 qualification (120 credits) offered over a minimum of 1 year and maximum of 2 years.

Credit Banking is for those considering a management career in banking, or who have been working in banking and want to progress into general bank management.


Since business education involves putting theory into practice, we have assembled a world-class faculty team with exceptional industry experience. Each member will inspire you with the results of their research initiatives and experience-based insights into the best global management practices which are necessary for succeeding in emerging markets. Through our exposure to multiple industries, we can share best practices, demonstrate what works and what does not.

Career impact

Regenesys will help you optimise your career potential. Our friendly career office team assists in all aspects of getting you ready to climb the corporate ladder to achieve your dreams.


As part of the HCBM programme, you get to understand your interests, values, strengths and weaknesses, which is the first step to success in career planning. Self-assessment tools are available to determine your optimal career path and identify your goals.

Career Counselling / Coaching

Individual sessions with our counsellors/coaches are available upon request. These sessions are useful to help you to clarify your goals and develop personalised ‘job-search’ strategies.

Work readiness

Workshops and training resources on topics ranging from CV writing and interview skills, to business etiquette and networking to prepare you for your job search are available upon request. Mock interviews can also be arranged to prepare you for real interviews.

Leadership Conversations

Our Leadership Conversations can link you to top business and industry leaders and show you which industries and areas are more likely to interest you.

Company Presentations and Recruitment Talks

When companies are invited to make presentations on their businesses and recruiting practices, this is a great way to learn more about different industries and specific company cultures.

Networking and Alumni Events

Having individual contacts and being in the right place at the right time often leads to job opportunities. Students are encouraged to attend off-campus networking events to meet professionals from a variety of industries. Our Alumni Committee also organises informal social functions that bring alumni and students together.

Career Events

Regenesys offers access to career events for interested individuals and organisations.

Getting Started

To get started, submit a completed application form, furnish us with a copy of your CV, a copy of your highest qualification and a copy of your passport. Send these documents to info@regenesys.com.ng

Our office will check your documentation and get back to you with an acceptance letter should all be in order. After receipt of the acceptance letter you will be required to settle your first semester fee or payment in full. You may also elect to pay per semester but please note that this will result in a 5% surcharge on the net fees.

Alternatively, prior to receipt of an acceptance letter you may be requested to complete the RMAT test. Completion of the RMAT test is also necessary for scholarship applications.

If you are registering for our HCBM programme please furnish the following:

a Personal Statement as to why you want to do the HCBM (please limit your submission to no more than one page)

a completed registration form

a copy of your Senior Secondary School Certificate

a copy of your Academic Transcript (optional)

a copy of the Bio Data Page of your International Passport

Academic or Professional References

Our Academic Committee will review your documentation after which a letter of offer will be sent to you. If you are accepted you will be required to make payment based on the payment plan selected.

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Higher Certificate in Business Management (HCBM):
Credit Banking NQF Level 5